Sevenx Properties in Dubai Real Estate Agency
From Renting to Owning in Dubai: What You Need to Know in 2025
Dubai has long been one of the most dynamic property markets in the world, drawing in expatriates, investors, and first-time homebuyers alike. But in 2025, more residents than ever are asking the same question: Is it time to stop renting and finally buy a home in Dubai?
If you're thinking about making the leap from tenant to homeowner, here’s what you need to know before you make the move—and how Seven X Properties can help you navigate every step with confidence and clarity.
Is It the Right Time to Buy in Dubai?
In short: Yes—if you're ready.
While real estate markets naturally rise and fall, Dubai’s property sector has shown resilience and steady growth, especially in mid-range and luxury segments. Government initiatives, long-term visa programs, and zero income tax continue to make Dubai attractive for long-term residents and investors.
More importantly, buying a home means building equity. If you’ve been renting for years, that’s money going into someone else’s pocket. Now might be the time to turn your monthly rent into an investment in your future.
What Are the Hidden Costs of Buying?
Many renters are surprised to learn that buying property in Dubai involves more than just the down payment. Here are a few key costs you should be prepared for:
Down Payment: Typically 20% to 25% of the property value for expats.
Dubai Land Department Fees (DLD): 4% of the property value.
Agent Commission: Usually around 2%.
Mortgage Registration Fee: 0.25% of the loan amount.
Bank Processing Fees: Approximately 1% of the loan amount.
Valuation Fees: AED 2,500 to AED 3,500 on average.
These upfront costs can add up to 7% to 8% of the property value, so it’s important to budget accordingly.
Which Areas Offer the Best ROI?
If you're buying for personal use, location might be a matter of lifestyle. But if you're thinking investment, ROI is key. Some areas consistently stand out in Dubai’s property market:
Jumeirah Village Circle (JVC): Affordable entry point and high rental yield.
Dubai Silicon Oasis & Arjan: Great for young professionals and families, with growing infrastructure.
Business Bay: A business hub with a mix of residential and commercial properties, appealing to executives and investors.
Dubai Marina & Downtown: Premium properties with strong short-term rental returns and global appeal.
The “best” area ultimately depends on your budget, lifestyle needs, and long-term goals.
Owning Offers More Than Just Stability
Aside from the investment benefits, owning a home in Dubai gives you something that renting doesn’t—control. You can customize your living space, choose your terms, and rest easy knowing that no landlord can unexpectedly terminate your lease or raise your rent.
Plus, mortgage payments often end up being comparable to or even lower than monthly rent, especially over a 15–20 year term with fixed interest.
How Seven X Properties Helps You Transition Smoothly
At Seven X Properties, we understand that moving from renting to owning is more than a financial decision—it’s a personal journey. Our team takes a hands-on, transparent approach to help you make the right call, not the fast one.
We don’t push, upsell, or pressure you into closing. Instead, we guide you through:
Area and market analysis
ROI and long-term planning
Cost breakdown and budgeting
Legal process and documentation
Viewing, offer, and negotiation support
Mortgage assistance through reliable banks
After-sale support for rentals or property management
Whether you’re eyeing your dream apartment or a long-term investment, we’re here to ensure you feel informed, confident, and in control at every step.
About Seven X Properties
Seven X Properties LLC is a Dubai-based real estate firm built on performance—not promises. We specialize in helping people and businesses buy, sell, rent, and manage property, from city-view apartments to full investment portfolios. Our close-knit team of professionals brings clarity, accountability, and results to every deal—no red tape, no middle layers. At Seven X, we don’t just close deals, we build relationships.
Frequently Asked Questions
A refundable security deposit of 5% of the annual rent will be expected to be paid on Landlords acceptance of Tenants offer to lease. This security deposit which is held by the Landlord and returned at the end of the term dependant on the condition of the property. You will need to pay your rent up front for the period of lease in the way of post-dated cheques depending on the terms of your agreement. Other costs will include 5% of the annual rent payable to the agency for commission plus 5% VAT. You will also need to budget for the deposits required to be paid for connecting your utilities such as water, electricity, televisions etc. 5% VAT is payable on services provided and will be incurred on utility charges.
A refundable security deposit of 5% of the annual rent will be expected to be paid on Landlords acceptance of Tenants offer to lease. This security deposit which is held by the Landlord and returned at the end of the term dependant on the condition of the property. You will need to pay your rent up front for the period of lease in the way of post-dated cheques depending on the terms of your agreement. Other costs will include 5% of the annual rent payable to the agency for commission plus 5% VAT. You will also need to budget for the deposits required to be paid for connecting your utilities such as water, electricity, televisions etc. 5% VAT is payable on services provided and will be incurred on utility charges.
To rent a property in Dubai, you generally need the following documents:
- A valid Emirates ID or passport for identification
- A residency visa
- A tenancy contract is a legal agreement between the tenant and the landlord outlining the terms and conditions of the rental agreement.
- A security deposit, which is typically equivalent to one month's rent
- Cheques or proof of payment for rent and any other fees associated with the rental agreement
- Ejari
In Dubai, the responsibility for paying service fees for a property is determined by the rental agreement between the tenant and the landlord.
In most cases, the landlord is responsible for paying the service fees. However, in some cases, the rental agreement may state that the tenant is responsible for paying a portion or all of the service fees. This would depend on the specific terms of the rental agreement.
The length of the contract can vary, but it is typically for a minimum of one year. However, landlords and tenants can agree to a longer-term contract if they want.
